MEET ALI: YOUR A.I. REAL ESTATE ASSISTANT
Get instant answers to your real estate questions, from market trends to closing processes.
OK, SO WHAT IS TITLE INSURANCE?
Understanding how title insurance protects your property investment
What is Title Insurance?
Title insurers are trained to identify the rights others may have in your property. Before closing your transaction, the title company will proceed to "clear" those encumbrances, which you do not wish to assume.
What is Title Search?
A title search is the process of determining from the public record what the rights are to the land and who owns them. A title search is a means of determining that the person who is selling the property really has the right to sell it, and that the buyer is getting all the rights to the property (title) for which he or she is paying.
How It Protects You?
If claims arise, professional claims personnel are assigned to handle them according to the terms of the title insurance policy. Title insurance reimburses you for the amount of your covered losses as defined in the policy and will provide defense against wrongful claims against your title.
The Title Process
A search of official records and the resulting report is especially critical to a lender who is contemplating providing a mortgage for the purchase of the property. The lender, like the homebuyer, wants assurance that the property is free and clear of encumbrances, such as mortgages, judgments or liens, and that the seller has full rights to sell the property.
TITLE INSURANCE & HOW IT WORKS FOR YOU
The chain of title is a history of the ownership of a particular piece of property, indicating who bought it and sold it, and when. The information may be derived from public records – usually a county clerk's or recorder's office – or obtained from title plants privately owned and maintained by title companies.
Our Office & Suite Locations
Find the MLJ Title office nearest you
Fairhope
Our Fairhope office offers professional title insurance and closing services to the Eastern Shore community.
74 Portico Street, Fairhope, AL 36532
(251) 968-5586
dena@mljescrowgulf.com
Guntersville
Our Guntersville office provides comprehensive title insurance and closing services to clients in Marshall County and surrounding areas.
1321 Gunter Avenue, Guntersville, AL 35976
(256) 582-2840
miranda@mljtitle.com
Orange Beach
Serving the Gulf Coast region with expert title insurance and closing services in our Orange Beach location.
22645 Canal Road, Orange Beach, AL 36561
(251) 968-5586
dena@mljescrowgulf.com
Huntsville
Serving the Huntsville metropolitan area with comprehensive title insurance and closing services.
2304 Memorial Pkwy SW, Huntsville, AL 35801
(256) 539-4464
madi@mljtitle.com
Athens
Providing title insurance and closing services to the Athens and surrounding areas.
112 Market Street W., Athens, AL 35611
(256) 539-4464
madi@mljtitle.com
Cullman
Serving Cullman and surrounding communities with professional title insurance services.
427 2nd Avenue SW, Suite 102, Cullman, AL 35055
(256) 539-4464
madi@mljtitle.com
Birmingham
Providing comprehensive title insurance and closing services to the Birmingham metropolitan area.
5500 Southlake Park Suite 200, Birmingham, AL 35244
(256) 539-4464
madi@mljtitle.com
BELOVED REVIEWS
What our clients say about working with us
Dena was great to work with and was very good at communicating her business goals with me... She has the best interest of her clients at the heart of everything she does in her business.
Jeremy Kirby
Dena is one of the most professional Closing Managers... Exceptional experience and I would gladly work with Dena whenever possible!
Mia Burmeister
I have used Dena and her company for three years now!... I highly recommend them!
Kathy Guidroz
Partners & Certifications
We work with trusted partners and maintain the highest industry certifications to ensure quality service.
